TYPES OF SAMPOERNA MOBILE SAVING SAVINGS POINTS

Sampoerna Mobile Saving points consist of 3 (three) types, namely:

  1. Registration Points
    Customers who have downloaded and registered Sampoerna Mobile Saving will automatically get 20 points after registering..
  2. Promo Points
    Promo Points are obtained from the participation of eligible customers in ongoing marketing promotions in a predetermined period.
    • Promo Points cannot be entered in a raffle if the average daily balance is less than Rp 50,000
    • Promo points will automatically be included in the Grand Prize Raffle.
  1. Balance Points
    Balance Points are obtained by calculating the average daily balance, using the point earning mechanism as in Section a (Example of Calculation of Balance Points). The acquisition of points in each tiering of the average balance is explained as follows:
Tiering Average Balance Number of Points
A IDR 50,000 – IDR 499,999 Every IDR 50,000 = 10 points
B IDR 500,000 – IDR 9,999,999 Every IDR 50,000 = 30 points
C ≥ IDR 10,000,000 Every IDR 50,000 = 40 points

a) Example of Calculation of Balance Points

Tiering Average Balance Number of Points
A IDR 200,000 40 Points
B IDR 1,000,000 600 Points
C IDR 10,000,000 8000 Points

An example of the calculation of Sampoerna Mobile Saving Balance Points is described as follows:

  1. Tiering A, example balance IDR 200,000:
    IDR 200,000/IDR 50,000 x 10 points = 40 points
  1. Tiering B, example balance IDR 1,000,000:
    IDR 1,000,000/IDR 50,000 x 30 points    = 600 points
  1. Tiering C, example balance IDR 10,000,000:
    IDR 10,000,000/IDR 50,000 x 40 points = 8,000 points

b) Example of Calculation of Average Balance

Example of Account A

Period Deposit/Withdraw Ending Balance Number of Days Ending Balance
x
Number of Days
Start date Finish date
1 June 2021 11 June 2021 IDR 1,000,000 IDR 1,000,000 11 days IDR 11,000,000
12 June 2021 26 June 2021 IDR 2,000,000 IDR 3,000,000 15 days IDR 45,000,000
27 June 2021 29 June 2021 IDR 3,500,000 IDR 6,500,000 3 days IDR 19,500,000
30 June 2021 30 June 2021 IDR (500,000) IDR 6,000,000 1 day IDR 6,000,000
Total Days 30 days IDR 81,000,000
Average Daily Balance
 IDR 2,716,667

The calculation of the average daily balance from the above simulation is described as follows:

(IDR 1,000,000 x 11 days) + (IDR 3,000,000 x 15 days) + (IDR 6,500,000 x 3 days) + (IDR 6,000,000 x 1 day) = IDR 2,716,667
                                                                                    30 days

Points earned on account A:

IDR 2,716,667 x 30 points = 54 x 30 points = 1620 points
IDR 50,000

Note:
Rounding down is done on the average daily balance calculation
                                                                          IDR 50.000

Example of Account B

Period Deposit/Withdrawal Ending Balance Number of Days Ending Balance
x
Number of Days
Start Date Finish Date
1 June 2021 29 June 2021 IDR 0 IDR 0 29 days IDR 0
30 June 2021 30 June 2021 IDR 6,000,000 IDR 6,000,000 1 day IDR 6,000,000
Total Days 30 days IDR 6,00,000
Average Daily Balance IDR 200,000

The calculation of the average daily balance from the above simulation is described as follows:

(IDR 0 x 29 days) + (IDR 6,000,000 x 1 day)= IDR 200,000
                                     30 days

Points earned on account A:

IDR 200,000 x 10 points = 4 x 10 points = 40 points
IDR 50,000

Note:
Rounding down is done on the average daily balance calculations
IDR 50.000