Recently, Sandy has noticed that technological advances in the banking sector are straightforward to live with. For example, to send money, there is no need to come to the bank office and line up at the cash register or stand in front of an ATM machine. Sandy’s Friend can send the money anywhere with just a thumbs up. In addition, Sandy’s Friend can also make other transactions with just his fingertips
But Sandy’s Friends must also be aware of the crimes in the financial sector. For example, scams that use phones and manipulate potential victims. The fraudster used to deceive his victims with various modes, from retrieving personal data from Sandy’s Friends transacting online, even recently there was a new mode, “Sim Swap Fraud.”
Now that Sandy’s Friends here are not affected by the fraudster’s modes, Sandy will give tips & tricks on how to avoid it. Here are the tips & tricks:
- Keep Your Personal Data Confidential
Do not share your personal data with anyone. Because the bank will never ask for your mobile number for a pin or OTP. Keep the card number and expiration date on the card, don’t share it with anyone you only know, just that Sandy’s Friends should always #RahasiakanDatamu.
- Sim Swap Fraud
Sim Swap is a fraudster mode used to take over the victim’s social media account or banking account by stealing the victim’s SIM card through a mobile-operated SIM card exchange mechanism. Nowadays, most people’s mobile number or SIM card is connected to various banking services to social media, and mobile number is vulnerable to being taken over and misused by fraudsters. Here are Sandy’s top tips:
- Not publish personal information (such as full name, address, mobile number, and biological mother’s name) on social media.
- Using different mobile numbers for banking and social media services.
- If the mobile number suddenly turns off, it is advisable to immediately report it to the mobile operator.
- Make sure to always check the email related to the banking transaction. If not, report it immediately.
- Secure Online Transactions Online
Transactions are the most frequent activity today given the constantly evolving technology, Well Sandy’s Friend, there are several things you can do to ensure the security of online banking transactions:
- Don’t make transactions while connected to Wi-Fi. Personal information such as passwords, PINs, or card information is more vulnerable to theft when connected to a public Wi-Finetwork that anyone can access.
- Be aware if a site requests personal information that is unrelated to the transaction process, such as date of birth, birth mother’s name, password and PIN, screenshotsof KTP (ID card) and KK (family card), information on credit or debit cards (card number, expiration date, and CVV code) for any reason. Use an e-mail address different from the e-mail address you usually use for banking activities. In addition, create a secure and different Do not use any combination of passwords from the date of birth or the date of the wedding anniversary.
- Avoid storing card information on the website. This ensures that your card information is not recorded and is widely distributed in cyberspace.
- Get used to logging outafter you make a banking transaction.
Well, here are Sandy’s tips & tricks for you. For shared security and convenience, Sandy also urges Sandy’s Friends to periodically update data, from personal data (if needed) to changing mobile operator numbers through SMB’s official channels.
Sandy also wanted to remind Sandy’s Friends to be careful of scams named Sampoerna Mobile Banking (SMB) & Sampoerna Mobile Saving (SMS). It is usually by offering a fund development program that is not official by the Bank and is not supervised by OJK (Financial Services Authority). Sandy’s Friend is urged to check whether the product is available through the official website.